Consumer Banking Fee Schedule

¹If you initiate a transaction outside of the Salem Five and Allpoint ATM networks, a surcharge may be applied by that operator and/or by an automated transfer network. For eOne Checking, surcharges up to $15.00 per statement cycle will be reimbursed.

² If you initiate a transaction outside of the Salem Five and Allpoint ATM networks, a surcharge may be applied by that operator and/or by an automated transfer network.

³ These per item fees are imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, and other electronic means (as applicable). For accounts flagged as 18/65, the $35 per item fee is reduced to $5 per item. NSF fees will be limited to five (5) fees per day that can be charged to your account. We will not charge a fee to your deposit account when we decline or return an item unpaid due to insufficient or uncollected funds, but you may be charged a fee by the payee for the returned payment. Should a transaction overdraw your account in the amount of $5.00 or less, your account will not be charged.

⁴ If the item returned is drawn on an account held by the Salem Five account holder at another bank, the fee assessed is $7.50.

⁵ Per statement, deposit slip or check (first 25 checks requested annually per account are free).

⁶ An inactivity fee will be imposed on eOne checking accounts if the average daily balance is below $250 and there is no customer-initiated activity for 12 consecutive months. The fee will be charged monthly thereafter until activity resumes. Customer-initiated activity generally includes deposits, withdrawals, and transfers. Interest credits, preauthorized or recurring electronic transactions, and other bank-generated transactions do not qualify.

⁷ eOne Checking and eOne Savings customers will be charged if a transaction is conducted at a branch.

⁸ Additional charges may be assessed by intermediary bank(s). These charges will be deducted from the check or wire transfer proceeds.