High Interest Checking Account - 3.50% APY salemfivedirect by Salem Five

		No monthly fee
		No minimum balance
		Free use of any ATM, anywhere, anytime*
		Free online bill payment
		Unlimited checking, debit card and ATM transactions
		One time $25 bonus when you enroll in direct deposit*

High Interest Checking. Money Market Rates with Checking convenience.
All in one account.

Why sacrifice checking account convenience to get high interest, money market rates? Are you tired of moving your money between accounts to earn a high rate? Now you can get both with Salem Five Direct's eOne account — a single online checking account that's loaded with great benefits.

Balance		APY
$0-$9,999		3.00%

$10,000-$24,999		3.10%

$25,000-$99,999		3.20%

$100,000-$999,999		3.50%

$1,000,000 or more		0.50%

* Please read important information

Eligibility limited to online consumer applicants who do not have existing deposit accounts with Salem Five.

Salem Five will never charge a fee for ATM transactions conducted at non-Salem Five ATMs, and we will reimburse the fees other banks charge up to $15 per statement cycle.

Earn 3.50% APY on average daily balances of $100,000-$999,999. Earn 3.00% APY on average daily balances of $0-$9,999, 3.10% APY on $10,000-$24,999, 3.20% APY on $25,000-$99,999 and 0.50% APY on balances of $1,000,000 or more. Minimum to open this account online is $100.00. The rate may change after the account is opened. The stated APY applies to new eOne accounts opened after 3/24/2008.

$25 bonus is an interest credit to be posted to your account within 60 days of initiating a recurring direct deposit such as payroll or social security payments. The recurring direct deposit must be initiated within 90 days of account opening.

Account requires eStatements. This offer is not available at Salem Five branch offices. Consumer accounts only.